Kennesaw, Canton and Acworth real estate and homes for sale in Georgia - The John and Linda Monroe Team, REALTORS® The John and Linda Monroe Team REALTORS(r) for Kennesaw, Canton and Acworth, Georgia real estate - NUMBER1EXPERTS™ The John and Linda Monroe Team NUMBER1EXPERTS(tm) for Kennesaw, Canton and Acworth, Georgia real estate
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The John and Linda Monroe Team, REALTOR®, real estate agents and broker for Kennesaw, Canton and Acworth Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia
Q 
What real estate term was first used in the 19th century and means "a high-flying flag on a ship"?

A 
Skyscraper was first used in the 1880s when office buildings of 10 stories or more were built in Chicago and New York.
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The John and Linda Monroe Team, REALTOR®, real estate agents and broker for Kennesaw, Canton and Acworth Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

The John and Linda Monroe Team
Prudential Georgia Realty

2340 Towne Lake Parkway Suite 150
Woodstock, GA. 30189
Office: 770-425-1999
Fax: 770-704-7894
johnandlinda@NUMBER1EXPERT.com

John and Linda Monroe, the top-selling husband and wife real estate sales team, have been honored as one of the 100 top-producing agent teams in metro Atlanta by being named to the COMMUNITIES Magazine Top 100 list. Known as the Monroe Team, the pair is based out of Prudential Georgia Realty’s South Cherokee Office, best known for covering the areas of Kennesaw, Acworth, Woodstock, Townelake, Marietta, Canton, South Cherokee County, and Cobb County. The team regularly makes the top 10 list with Prudential Atlanta/Georgia Realty and ranks in the top 1 percent of 43,000 Prudential agents nationwide, a placement that awarded them the Chairman’s Circle Diamond Award in 2001. The Monroe’s were also honored as top 100 Prudential Agents internationally.

The Monroe’s approach their real estate business by taking a very proactive, sincere attitude with all of their clients, from their recommendations about what has to be done to beautify the home, to pricing, to comments from other agents. John and Linda Monroe know this from personal experience; the real estate business is more than just putting signs in yards, typing listing information into a computer, and printing flyers. They know that it takes successful real estate agents to make selling houses look easy. John and Linda know that part of their success is due to their emphasis on customer service. They not only meet, but also often exceed, their customers’ expectations. And just as important as their honesty and accessibility is their attention to fine-tuning their marketing approach. They continually focus on niche marketing and customer service as the backbone of their success. They never stop fine-tuning these elements in order to give their customers the best buying and selling experiences possible.

ABR Equal Housing MLS REALTOR


Prudential Georgia Realty real estate and homes for sale in Kennesaw, Canton and Acworth Georgia

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